monetr
A completely free personal finance and budget management system-based on the defunct Simple Banking concept, provides regular expense management, fund planning, bank account linking (Plaid), transaction classification, bill reminders and targeted savings functions. Supports dual-factor certification and is fully self-hosting, allowing you to clearly control where every penny goes.
**Monetr** is a completely free, self-hosting personal finance and budget management system. It is based on the concept of a defunct Simple Bank, allowing you to clearly understand where every penny goes and easily manage daily expenses and regular bills. ###Core Concept Monetr adopts the modernization implementation of the "envelope budget method": - ** Visualize budgeting **: Automatically allocate revenue to different "envelopes"(expenditures, goals) - ** Available balance **: Always know how much money you have at your disposal - ** Automatic planning **: Automatically calculate the amount to be deposited each time based on the payroll cycle - ** Goal-oriented **: Plan ahead for large expenditures to avoid financial pressure ** Step 1: Create a manual account ** 1. Register and log in to monetr 2. Select "Manual" manual account 3. Naming: "My Budget" 4. Create an account: "Payroll Card" 5. Starting balance: ¥15,000 6. Create a funding plan: - Payday: 25th of each month - Frequency: Monthly - Estimated revenue: ¥10,000 7. complete the setup ** Step 2: Create recurring expenses ** 1. ** Rental expenses ** - Click "Expenses" → "New Expenses" in the sidebar - Amount: ¥3,000 - Next expiration: 1st of next month - Funding plan: Monthly salary - Frequency: Monthly - save 2. ** Utilities expenditure ** - Amount: ¥500 (estimated maximum) - Next expiration: 10th of next month - Frequency: Monthly - save 3. ** Subscription service expenditure ** - Amount: ¥200 - Next expiration: 15th of next month - Frequency: Monthly - save ** Step 3: Create savings goals ** 1. ** Tourism Goals ** - Click "Goals" → "New Goal" in the sidebar - Amount: ¥6,000 - Completion date: 3 months later - Funding plan: Monthly salary - save
